Philosophy
Finance, approached with intention
At LOAM Finance, finance is never treated as a transaction alone. It is a framework that shapes lifestyle, business, and your long term security. Every decision carries weight, which is why we approach each one with the same level of care, responsibility and forward thinking we would expect from our own. We believe progress is at its strongest when it’s considered. This is where our role begins, to slow things down just enough to ensure every move is informed, measured, and aligned with what truly matters to you.
Experience
Built on depth, guided by perspective
LOAM Finance was founded on decades of experience across banking and lending. This depth of knowledge allows us to see both the opportunity and the risk within every scenario. Our clients benefit from insight that spans market cycles, changing regulations, and evolving financial landscapes. It is this perspective that gives us the confidence to guide, not rush, and to structure solutions with stability, adaptability and longevity always in mind.
The LOAM Finance
Clarity, care, and enduring support
There is no universal path through finance. At LOAM Finance, every strategy begins with understanding. We take the time to listen, to ask the right questions, and to build a clear picture before advice is ever offered. What sets LOAM Finance apart is not only what we do, but how we do it. Shaped by restraint rather than urgency, trust rather than transaction, we exist to make finance feel steady, human and genuinely supportive. It is this ethos that underpins every interaction, every outcome, and across every stage of the journey.
Jess Graff
Director & Principal Broker
With nearly two decades in banking and finance, Jess Graff brings a rare breadth of expertise across residential, commercial, SMSF, and asset finance. She approaches each client decision with clarity and precision, delivering considered advice structured to expertly balance opportunity, risk, and long term goals.
Born and raised in Brisbane, and now a mother of two, Jess draws on her own experience navigating property, business, and financial milestones to guide clients through complex decisions with confidence and perspective.
At LOAM Finance, Jess leads by a philosophy of trust, transparency, and service beyond settlement, ensuring every client feels informed, supported, and empowered at every stage of their financial journey. Recognised as a Rising Star at the 2025 National Elite Broker Awards, she continues to build LOAM Finance around the hallmarks of transparency, consistency, and meaningful outcomes for every client.